📊 Quick Overview
Interest Rate8.40% – 12.00% p.a.
Loan AmountUp to ₹5 Crore
TenureUp to 30 Years
Processing Fee0.25% – 1%
Processing Time48–72 Hours
Approval Rate98%
📖 About Home Loan
FinCred Solutions offers the best home loan deals from India's top banks and HFCs. Whether you're buying your first home, upgrading to a bigger property, or constructing your dream house – we have the perfect loan for you.
8.40%
Starting Rate
Up to ₹5 Crore
Loan Amount
Up to 30 Years
Max Tenure
✅ Eligibility Criteria
Salaried or Self-Employed individual
Age: 21–65 years
Minimum Income: ₹15,000/month (salaried)
CIBIL Score: 650+ preferred
Property must be legally clear
Stable employment of 2+ years
📄 Required Documents
- PAN Card & Aadhaar Card
- Salary slips (last 3 months) / ITR
- Bank statements (last 6 months)
- Property documents (sale deed, NOC)
- Passport size photographs
- Form 16 / Income proof
- Employment certificate
🌟 Benefits of Home Loan
- Competitive interest rates from 8.40% p.a.
- Tax benefits under Section 80C & 24(b)
- Flexible EMI options
- Balance transfer facility
- Top-up loan available
- Minimal documentation
🔄 Step-by-Step Process
1
Free Consultation
Contact FinCred Solutions for a free eligibility check and rate comparison.
2
Document Collection
Our team assists you in collecting and verifying all required documents.
3
Bank Submission
We submit your application to the best-matched lender from our network.
4
Processing & Verification
Bank verifies documents, property, and conducts legal/technical checks.
5
Loan Approval
Receive your loan sanction letter with terms and conditions.
6
Disbursement
Loan amount disbursed directly to seller/builder account.